Spare money. It might not be something you have tonnes of at this point
in your life. Kids really know how to rinse us for all we’ve got.
But if you do find yourself with a bit of extra cash – and you’re not going
to spend it on ASOS, Zara, Amazon Prime (delete as appropriate) – you might want
to think about putting it into an ‘emergency’ savings pot.
This is money you can use if your boiler breaks, or your car needs a new
brake light, or your kid needs a new pair of shoes.
There’s no point keeping your ‘emergency’ money under the mattress/in
your bedside table drawer. You’ll just be tempted to spend it.
It should really go in an easy access account where it will earn
interest. Not huge amounts as rates are pretty rubbish at the moment, but anything’s
better than nothing.
Easy access accounts allow you to get your hands on your money in
seconds and you can set one up with pretty much any bank or building society.
Our tip: don’t just stick with the bank you have your current account
with. Shop around for the best interest rate.
The less well-known brands are offering the best deals at the moment.
Just make sure the provider you go with has government protection under
something called FSCS.
The best rate you can get is 1.5% from Virgin Money or Marcus Bank (part of
Goldman Sachs). You can open these accounts with just £1, set them up in
minutes online, and add to them whenever you like.
* All rates correct at time of writing, please check terms, conditions and details before opening any new accounts or moving your money. This website does not constitute financial advice, always do your own research and check accuracy and reliability of providers.
However, not all companies can handle the job correctly and cleanly. The number of customers you already know is over 3,000. 소액결제현금화
ReplyDelete